Is it necessary to enroll in a pension when applying for a permanent residence visa?

Foreigners also have to pay a pension

One of the questions of foreigners who are thinking of getting a permanent residence visa"Do I have to pay my pension?"There is a thing called.

In conclusion,Even foreigners must pay.
It is for everyone, including foreigners staying with a work visa other than a permanent residence visa.
Especially if the foreigner is over 20 years old, just like the JapanesepensionJoinInsurance feemust be paid.
This applies to all people living in Japan, including Japanese.obligation.

Also, it doesn't mean that you will have to pay your pension for the rest of your life.
As long as you meet the eligibility requirements, you can receive the pension at the age of 65 or older.
In addition, if you have a disability due to an accident or illness, you will receive a disability pension.

Please be aware that you are obligated to pay your pension.
If you are not enrolled in a public pension, it will be judged that you have not fulfilled your obligations, and there are many cases where you will be disadvantaged when applying for permanent residence..
In addition, if there is an unpaid period, there may be cases where the amount received will be less when receiving a pension in the future, or in the worst case, it will not be received.
This is the same for Japanese people, so it's not that they're special because they're foreigners.

For those who work for companies other than public pensions,Employee pensionpayment obligation will occur.
However, since the employee pension is basically deducted from your salary, most of the time you are paid without even realizing it.
If you pay the employee's pension, the amount you will receive in your old age will increase, so you will not lose money by paying it.

Lump-sum Withdrawal Payment from Pension

In the pension systemLump-sum Withdrawal Paymentsis enacted.
this is,If a foreigner who does not have Japanese nationality loses his or her eligibility as an insured person (member, etc.) of the National Pension/Employees' Pension Insurance (including mutual aid associations, etc.) and leaves Japan, A system that allows you to claim within two years of not having it.

Payment requirements are as follows.

● Do not have Japanese nationality
● Not an insured person of the public pension system (Employees' Pension Insurance or National Pension)
● The total number of months for which insurance premiums have been paid, etc. is 6 months or more
(Even if you are enrolled in the National Pension, you do not meet the requirements if you have not paid your insurance premiums.)
● You have not fulfilled the eligibility period for receiving old-age pension (10 years including the period covered by welfare pension insurance, etc.)
● Never had the right to receive a pension such as a disability basic pension
● Do not have an address in Japan
● It has not been more than two years since the last time you lost your eligibility as an insured person under the public pension system.
(If you had a domicile in Japan on the date of loss of eligibility, two years or more have not passed since the date you lost your domicile in Japan for the first time after that date.)

The confusing thing isTotal number of months during which insurance premiums have been paid.
The total number of months on the day before the billing date is the first insured person (including voluntarily enrolled insured persons) up to the month before the billing date, and the following 1 to 1 for the insured person period. Refers to the total number of months.

XNUMX.Number of months during which insurance premiums have been paid
4/1 premium exemption period x 4/3
2.Number of months during half premium exemption period x 1/XNUMX
4/3 premium exemption period x 4/1

It is a good idea to calculate in advance how long your payment period is.

As mentioned above, there is a lump-sum withdrawal system for pensions, so if you are a foreigner leaving Japan, we recommend that you consider claiming it.

Mandatory conditions added from 2019

Although paying a public pension is obligatory for foreigners, it was not an essential requirement for applying for a permanent residence visa in the past.

However, in May 2019, the application requirements for permanent residence visas were revised, and in the guidelines"Payment of premiums for public pensions"has been added to the review.
Furthermore, from July of the same year"Documents certifying the payment status of public pension premiums"It is also now compulsory to submit.

From the above, from 2019, when applying for a permanent residence visaPension payment is mandatoryHas become.
Therefore, foreigners who apply for a permanent residence visa must confirm the status of participation in the public pension and welfare pension, and the payment status of pension insurance premiums.
If you have any questions, please contact the Pension Office immediately.

Also, it is not enough just to join the pension system."Subscription Period"is also asked.
In the case of a permanent residence visa, in principle"Documents certifying the payment status of insurance premiums" for the most recent 2 years (24 months)must be submitted. (For children of Japanese, permanent residents, special permanent residents, etc., and highly skilled foreigners with a score of 80 or above, the most recent year is OK)

In this way, it is mandatory to submit a certificate of pension enrollment when applying for a permanent residence visa.

You cannot become a permanent resident if you do not pay your pension.

In other words, the fact that pension payments were added to the examination items in the application for a permanent residence visaYou cannot become a permanent resident if you do not pay your pension.It will be.
The importance of this can be seen from the fact that when applying for a permanent residence visa, it is necessary to submit documents that prove the state of participation in the public pension system.

● “Nenkin Regular Service” (The one that displays the pension record information for the entire period)
● Print screen of “Monthly Pension Record” on Nenkin Net
● National pension premium receipt (copy)

The documents to be submitted will change depending on whether you are enrolled in the employees' pension or the national pension, but in principle you must submit one of the above.
If you cannot submit it, you must submit a reason statement stating the reason.

In this way, it is very important to pay the pension when applying for a permanent residence visa, but there may be some people who have not paid or have exemption periods in the past.This is always the case regardless of whether you are Japanese or a foreigner.
In that case, there are various reasons, some simply forgetting to pay, others receive exemption or postponement of payment by application, or use the special payment system for students.
In Japan's pension system,You can pay retroactively for up to two yearsTherefore, if you have missed payments in the past, please take advantage of this system.

However, even if you pay later, the fact that you have not paid will not disappear.
There is a possibility that it will work against you when applying for a permanent residence visa, and you may be asked for an additional statement of reasons.

If you apply for a permanent residence visa, it would be safer if you have paid all of your fees within the payment period for the last two years.

What is Nenkin Net?

Regarding the payment of the pension required for applying for a permanent resident visa, as a method to check the payment status,Nenkin NetThere is something like that.
This is a service that allows users to easily check pension information via the Internet, and is available 24 hours a day, 365 days a year.
When applying for a permanent residence visa, you can print out the "Monthly Pension Record" from Nenkin Net and submit it as a certificate, so it is convenient to register it.

The service is available to a wide range of users, and anyone with a basic pension number can use it.
If you want to register with Nenkin Net, take one of the following two methods.

● Cooperation with Mynaportal
● Acquisition of user ID

If you already have a My Number Card and are using Mynaportal, it is easiest to link.
If you do not have a My Number card, you can use it by simply selecting "No access key" from the Nenkin Net website and having an access key issued.

It is very easy to use and you can use all of the following items.

・Confirmation of pension records
・Estimated pension amount
・ Confirmation of the number of months and amount of additional payment, etc.
・Electronic version of “Nenkin Regular Service”
・Browsing method of pension transfer notification, etc.
・Application for reissuance of notice
・How to make a notification

There are many items that can be used when applying for a permanent residence visa, so foreigners who want to become permanent residents should register.

Summary

Pension enrollment is mandatory for permanent residence visa application.
If you live in Japan, regardless of whether you are Japanese or foreigner, you must pay your pension.
However, if a foreigner who was insured leaves Japan and loses his/her eligibility, he/she can apply for a lump-sum withdrawal payment within two years, so be sure to apply for it.

Also, from 2019, pension payment requirements will be subject to examination when applying for a permanent residence visa.
If you do not pay the pension, you will not be able to become a permanent resident, as you must also submit documents to confirm whether you have paid the pension.
If you use Nenkin Net, you can check your pension information 24 hours a day online, so it is a good idea to register.

If you are thinking of getting a permanent residence visa, please check your pension information once.

If you have any questions about permanent residence, please contact Climb
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