Conditions for applying for a permanent resident visa!How much savings / income do you need to get permanent residence?What about other assets?

Income required to apply for a permanent resident visa

When applying for a permanent residence visa,income,Real estate,savings such asAssetmust meet the requirements for
Among those who are thinking of applying to obtain permanent residency in Japan,"income"Many of you may be wondering how much you really need.
In this section, we will explain the income required to apply for a permanent resident visa for each case.

▼ Income required for permanent residency (by number of dependents)

The actual income required for permanent residence is as follows by number of dependents.

fundamentally300 million yen per yearIs one guidelinePlus every time one dependent increases40 million yen必要Think of it as.

However, income is only a guideline.again,The standard amount is increasing year by year..
It is not clear how much income you will need to apply for a permanent resident visa, so it depends on what kind of job the applicant has.
またincome stabilityis also an essential element, so please note that even if it exceeds 300 million yen, it does not mean that you can meet the requirements.

▼ How many years of income is considered for a permanent residence visa?

As mentioned earlier, the income seen when applying for a permanent residence visa isStabilityis also checked.
Therefore, even if you exceed the standard income, if your income was low last year, it is unlikely that you will pass the examination.

The number of years to be examined depends on each status of residence, but it is set as follows.

allIncome will be reviewed for the last 3 yearsTherefore, let's check whether the income is stable and exceeds the target income.
If your income is consistently above the target amount within the most recent period, you are more likely to be judged to meet the requirements.

▼ What happens if your income is unstable, such as when you change jobs frequently?

Frequent job changesIn the case of a person, when applying for permanent residence, in terms of incomeminusmay become.
For example, the period from retirement to re-employment, or if you have just changed jobsno stability yetwill be judged.

In addition, even if you have a working visa for more than 5 years, you need to be careful if you are changing jobs during that period.
The ideal is to continue to earn a stable income for 5 years without changing jobs, but if you change jobs for some reason,Prove your stability as soon as possible after changing jobsThere is a need.
In addition, it is necessary to take measures such as retiring after changing jobs and getting ready to work immediately, and not creating a period until re-employment.

In any case, if you change jobs frequently, it will be difficult to clear the conditions in terms of income, so be careful.

Savings required when applying for a permanent resident visa

Now that you know your income, the next thing you need to know isSaving amountLet's look at.

Savings are also a necessary condition for getting permanent residence along with income.
To conclude,There is a great deal of individual variation when it comes to savings..

Work company size-Length of service-Family structureThe current situation is that it cannot be said that this is necessary in general.
Therefore, it is very difficultLowest lineIt is better to satisfy the following as

● Minimum line

Amount that all family members living together can live on for the next six months

● Safety line

The amount that all family members living together will be able to live on for the next year

These are the savings amount if you are paid monthly, so those who do not belong to the company like self-employed should be careful.

▼ How much does the amount of savings affect the examination of the permanent residence application?

In conclusion, the necessary documents for applying for permanent residenceThe amount of the deposit is not clearly defined..
Therefore, the amount of savings will not make it easier to apply for permanent residence.
Rather, when applyingSaving amountthanIncome tends to be more importantThat's right.

For example, even if you have saved 1,000 million yen, it will be difficult to pass the examination if your annual income for the last few years is 0 yen.
It would be possible to live on 1,000 million yen for several years, but it would be a big disadvantage in that you would be unemployed and have no income.

In the examination of permanent residence, the amount of savings is used as a numerical value that indicates the stability of the living situation and economic foundation, but in terms of the degree of influence, it is not higher than the annual income.

▼ How can I prove the deposit amount?

Necessary for permanent residence applicationProof of deposit amountis done in two ways:

• ● Deposit balance certificate
• ● Copy of bankbook

Above allCertificate of bank balanceis absolutely required at the time of application.
Since there is a fee for issuing a certificate of bank balance, you may think that this is all you need when submitting it, but in recent yearsCopy of deposit passbookalso tend to be required.
This makes it look like you have enough money"show money"In order to prevent this, I understand the flow of money by looking at the bankbook.

▼ Can borrowed money or received money be considered a deposit?

If you have a small deposit, you may borrow money from your parents or acquaintances, for example.
I hear that many people want to temporarily borrow money to increase their deposit balance.

If so,You will definitely be pursued when you see a copy of your bankbook..
One day, if the balance of your passbook suddenly increases, everyone will be worried.
Prepare a logical answer before you get suspicious.
For example, "My parents gave me some money to buy a new house in the future."And so onReasons why you need a certain amount of money and are easy to convinceIs the best.
When buying a house, everyone has a common understanding that you need a large amount of money, so there is a high possibility that you will be convinced.

If you already own a house, prepare in advance another reason why you need a lump sum of money.

Is it advantageous to have assets such as real estate?

other than depositReal estate,stockIf you have one, you may be wondering whether it will be advantageous as an asset when applying for a permanent residence visa.

For real estate,If you don't have a real estate loanis somewhat taken into consideration.
because you don't have to pay rentSlightly relaxed income requirementsThey are low.
However, it is better not to expect a significant reduction as it is limited to several hundred thousand.

If you have acquired real estate, you will need the following proof.

• ● Certificate of registration of land / building
• ● Property tax notice

In short,Prove that the land and buildings belong to you and pay the taxes well, which is themed around evidenceis required.
If you have them, it will be recognized as real estate.

other than real estatestockAlsoCapable of being recorded as an asset.
If you manage your assets mainly in stocks, please let us know that you also have stocks when you apply.
If you are asked for any proof, you can submit the material.

As a condition for applying for a permanent residence visa, in principle, there is a tendency to emphasize income rather than deposits.
However,If no continuous income is expectedThen,Deposits, pensions, real estate, stocks such asAssetbe judged comprehensivelyTherefore, it is recommended that you provide as much information as possible.

Summary

Income is very important when applying for a permanent residence visa.
Income is not clearly determined, but it is said that an annual income of approximately 300 million yen is required for one person.
If you have dependents, approximately 1 yen will be added for each person.
Stability of income is particularly required, so if you have changed jobs many times or have not been stable in the past 3 to 5 years, there is a high possibility that you will not be able to meet the conditions.
Also, although deposits and savings are not considered more important than income, if you do not have any savings, it will be difficult to pass the examination.
If you have real estate or stocks, they will be counted as assets, so please declare them at the time of application and prepare the necessary documents before proceeding.

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