We can help you apply for interest-free loans! - If you are applying for a visa, go to Climb, an administrative scrivener corporation in Takadanobaba, Tokyo!

-For those who have trouble managing due to the effects of coronavirus-

In administrative scrivener corporation Climb, for those who are in trouble with management due to the influence of the new coronavirus,Interest-free financingWe are helping with the application.
Please feel free to contact us.
TEL: 03-5937-6960
About the cost

Interest-free financing

Deposit: ¥ 22,000(Consumption tax included)
　　+
XNUMX% of loan amount(Amount after deducting deposit of 22,000 yen)

New coronavirus infectious disease special loan (interest-free loan)

This is a support for people whose business conditions are temporarily deteriorating due to the effects of a new coronavirus infection.

Overview	Small business	Small business
Target	[Small businesses] Companies with 20 or less employees (5 or less for wholesale/retail/service industries) Those who are affected by the new coronavirus infection and are experiencing a temporary deterioration in business conditions, Those who fall under any of the following ① or ② and are expected to recover and develop business conditions in the medium to long term ① Those whose sales for the last month have decreased by 1% or more compared to the same period of the previous year or the year before last. ② If you have a business history of 3 months or more and less than 1 year and 1 month, 　 Those whose sales in the last month have decreased by 1% or more compared to any of the following (1) Average sales for the past 3 months (including the last 1 month) (2) Sales in December 12 (3) Average sales from October to December of Reiwa	[Small and medium enterprises] Small and medium enterprises that do not correspond to small businesses Those who are affected by the new coronavirus infectious disease and who fall under any of the following ① and ② ① Sales for the last month have decreased by 1% or more compared to the same period of the previous year or the year before last. 　Or be in a situation similar to this () (XNUMX) In the medium to long term, business conditions are expected to recover and develop. 　 If you have been working for 3 months or more and less than 1 year and 1 month, etc. 　　Those whose sales in the last month have decreased by 1% or more compared to any of the following (1) Average sales for the past 3 months (including the last 1 month) (2) Sales in December 12 (3) Average sales from October to December of Reiwa
use	Equipment and working capital required due to social factors associated with the impact of new coronavirus infection
Loan limit	8,000 million yen (separate frame)　　Up to 4,000 million yen with virtually no interest (first 3 years)	Direct loan 6 million yen (separate frame)　　Up to 2 million yen with virtually no interest (first 3 years)
Interest rate (year)	Click here for the standard interest rate: 1.36 ~ 1.75 However, the basic interest rate is -4,000% () up to the third year after the loan up to 3 million yen, and the basic interest rate after the fourth year. For some of the target people, from the executing agency that is determined separately for the portion with the base interest rate of -0.9% 　Interest will be replenished, and the initial three years will be virtually interest-free.	Click here for the standard interest rate However, up to 2 million yen, the standard interest rate is -3% () until the third year after the loan, and the standard interest rate after the fourth year. For some of the target people, from the executing agency that is determined separately for the portion with the base interest rate of -0.9% 　Interest will be replenished, and the initial three years will be virtually interest-free.
Repayment period	Equipment funds within 20 years (of which deferral period is within 5 years), operating funds within 15 years (of which deferral period is within 5 years) *Deferred period = period in which only interest is paid	Equipment funds within 20 years (of which deferral period is within 5 years), operating funds within 15 years (of which deferral period is within 5 years) *Deferred period = period in which only interest is paid
Collateral	Unsecured	Unsecured "Interest rate review system every 5 yearsCan be selected
How to apply	① Document mail (Japan Finance Corporation branches) ⇒ ② Interview ⇒ ③ Loan	Direct loan ① Consultation at the window or telephone (of each branch of the JFC)SME business contact) ⇒ ② Application ⇒ ③ Interview ⇒ ④ Loan

Required documents, etc.	Small business	Small business
Private business	■ Borrowing application form ■ Declaration of sales decrease due to new coronavirus infection ■ Copy of the last two tax returns (set) 　* Blue declaration: Blue declaration financial statements, white declaration: Including income and expenditure breakdown 　* For those who have completed only one tax return, one term 　　If you are new to the business and have not completed your tax return: No submission required ■ Business overview (customer's self-report) ■ Copy of driver's license (both sides) or passport (page of face photo and page showing current address, etc.) ■Copy of license (one running a business that requires permission/notification of restaurants, etc.) ・In addition to the above, it is necessary to submit materials such as books when interviewing ・If you apply for "equipment", you need to submit a quotation	■ Borrowing application form ■Corporate registration certificate (original) (for those who do not currently use SMEs) 　* If you are a sole proprietor, you need to submit a "seal certificate" ■Personal seal certificate of the representative (original) (for those who do not currently use SMEs) ■ Tax payment certificate (original) (for those who are not currently using the SME business) 　・ Certificate of corporate tax amount for the last two terms (Part XNUMX) * Individual business owner: "Certificate of income tax payment" is required 　・ Proof that there is no unpaid amount of the latest consumption tax (No. XNUMX or No. XNUMX-XNUMX) ■Recent XNUMX tax returns and financial statements (including account statement) 　* Sole proprietor: The financial statements for the last three terms are required. ■Materials for recent sales 　* Trial balance, sales book, or "Declaration of sales decrease due to the effects of new coronavirus infection", etc. ・Additional materials (eg company profile) may be required ・If you apply for "equipment", you need to submit a quotation ・Those who have passed more than XNUMX months from the closing month: Need materials such as trial balances to understand business conditions
Corporate sales	■ Borrowing application form ■ Declaration of sales decrease due to new coronavirus infection ■ Copy of tax returns and financial statements for the last two terms (including account statement) 　* For those who have completed only one tax return, one term 　　If you are new to the business and have not completed your tax return: No submission required ■ Certificate of all corporate history matters or certified copy (original) ■ Business overview (customer's self-report) ■ Copy of representative's driver's license (both sides) or passport (page of face photo and page showing current address, etc.) ■Copy of license (one running a business that requires permission/notification of restaurants, etc.) ・In addition to the above, it is necessary to submit materials such as books when interviewing ・If you apply for "equipment", you need to submit a quotation

Please note

If we determine that we are unable to respond, we may decline support. Please note.
This service does not promise a loan.

We support the application of interest-free loans!

-For those who have trouble managing due to the effects of coronavirus-

New coronavirus infectious disease special loan (interest-free loan)

Please note