We can help you apply for interest-free loans! - If you are applying for a visa, go to Climb, an administrative scrivener corporation in Takadanobaba, Tokyo!

~ For those who are having trouble managing their business due to the effects of the coronavirus ~

In administrative scrivener corporation Climb, for those who are in trouble with management due to the influence of the new coronavirus,Interest-free financingWe are helping with the application.
Please feel free to contact us.
TEL: 03-5937-6960
Click here for consultations and inquiries

About the cost

Interest-free financing	Deposit: ¥ 22,000(Consumption tax included) + 5% of the loan amount(Amount after deducting deposit of 22,000 yen)

New coronavirus infectious disease special loan (interest-free loan)

This is a support for people whose business conditions are temporarily deteriorating due to the effects of a new coronavirus infection.

Overview	Small business	Small business
Target	Companies with 20 or fewer employees (wholesale, retail, and service industries: 5 or fewer employees) Those who have experienced a temporary downturn in business conditions due to the impact of COVID-19, who fall under either ① or ② below, and whose business conditions are expected to recover and develop in the medium to long term. ① Those whose sales for the last month have decreased by 1% or more compared to the same period of the previous year or the year before last. ② If you have worked for more than 3 months but less than 1 year and 1 month, your sales for the most recent month have decreased by 1% or more compared to any of the following: (1) Average sales for the past 3 months (including the last 1 month) (2) Sales in December 12 (3) Average sales from October to December of Reiwa	Small and medium-sized enterprises that do not fall under the category of small business operators Those who are affected by the new coronavirus infectious disease and who fall under any of the following ① and ② ① Sales for the most recent month have decreased by 1% or more compared to the same period of the previous year or the year before, or a similar situation has occurred. Those with business experience of 3 months or more but less than 1 year and 1 month, etc., whose sales in the most recent month have decreased by 1% or more compared to any of the following: (1) Average sales for the past 3 months (including the last 1 month) (2) Sales in December 12 (3) Average sales from October to December of Reiwa (XNUMX) In the medium to long term, business conditions are expected to recover and develop.
use	Equipment and working capital required due to social factors associated with the impact of new coronavirus infection
Loan limit	8,000 million yen (separate frame) Up to 4,000 million yen with virtually no interest (first 3 years)	Direct loan 6 million yen (separate frame) Up to 2 million yen with virtually no interest (first 3 years)
Interest rate (year)	Click here for the standard interest rate: 1.36 ~ 1.75 However, the basic interest rate is -4,000% () up to the third year after the loan up to 3 million yen, and the basic interest rate after the fourth year. For some recipients, the interest on the base interest rate minus 0.9% will be subsidized by an implementing agency to be determined separately, making the loan essentially interest-free for the first three years.	Click here for the standard interest rate However, up to 2 million yen, the standard interest rate is -3% () until the third year after the loan, and the standard interest rate after the fourth year. For some recipients, the interest on the base interest rate minus 0.9% will be subsidized by an implementing agency to be determined separately, making the loan essentially interest-free for the first three years.
Repayment period	・Equipment financing: up to 20 years (with a grace period of up to 5 years) ・Working capital: 15 years or less (within a grace period of 5 years or less) *Deferred period = period in which only interest is paid	・Equipment financing: up to 20 years (with a grace period of up to 5 years) ・Working capital: 15 years or less (within a grace period of 5 years or less) *Deferred period = period in which only interest is paid
collateral	Unsecured	Unsecured "Interest rate review system every 5 yearsCan be selected
How to apply	① Document mail (Japan Finance Corporation branches） ② Interview ③ Financing	Direct loan ① Consultation at the window or telephone (of each branch of the JFC)SME business contact） ② Application ③ Interview ④ Financing

Required documents, etc.

Item	Small business	Small business
Private business	■ Borrowing application form ■ Declaration of sales decrease due to new coronavirus infection ■ Copy of the last two tax returns (set) 　* Blue declaration: Blue declaration financial statements, white declaration: Including income and expenditure breakdown 　* For those who have completed only one tax return, one term 　If you are new to the business and have not completed your tax return: No submission required ■ Business overview (customer's self-report) ■ Copy of driver's license (both sides) or passport (page of face photo and page showing current address, etc.) ■Copy of license (one running a business that requires permission/notification of restaurants, etc.) In addition to the above, you will need to submit documents such as books and records at the time of the interview. When applying for "equipment financing", a quotation must be submitted.	■ Borrowing application form ■Corporate registration certificate (original) (for those who do not currently use SMEs) 　* If you are a sole proprietor, you need to submit a "seal certificate" ■Personal seal certificate of the representative (original) (for those who do not currently use SMEs) ■ Tax payment certificate (original) (for those who are not currently using the SME business) ■ Certificate of Corporate Tax for the Last Two Periods (Part 1) 　* Individual business owners must submit a "Payment Certificate for Income Tax" 　Proof that there is no outstanding amount of consumption tax for the most recent period (No. 3 or No. 3-3) ■Recent XNUMX tax returns and financial statements (including account statement) 　* Individual business owners must submit the last three financial statements. ■Materials for recent sales 　* Trial balance, sales book, or "Declaration of sales decrease due to the effects of new coronavirus infection", etc. Additional materials (e.g. company profile) may be required When applying for "equipment financing", a quotation must be submitted. If more than six months have passed since the closing date, documents such as a trial balance sheet that show business conditions are required.
Corporate sales	■ Borrowing application form ■ Declaration of sales decrease due to new coronavirus infection ■ Copy of tax returns and financial statements for the last two terms (including account statement) 　* For those who have completed only one tax return, one term 　If you are new to the business and have not completed your tax return: No submission required ■ Certificate of all corporate history matters or certified copy (original) ■ Business overview (customer's self-report) ■ Copy of representative's driver's license (both sides) or passport (page of face photo and page showing current address, etc.) ■Copy of license (one running a business that requires permission/notification of restaurants, etc.) In addition to the above, you will need to submit documents such as books and records at the time of the interview. When applying for "equipment financing", a quotation must be submitted.

Please note

If we determine that we are unable to respond, we may decline support. Please note.
This service does not promise a loan.

Click here for consultations and inquiries

We support the application of interest-free loans!

~ For those who are having trouble managing their business due to the effects of the coronavirus ~

About the cost

New coronavirus infectious disease special loan (interest-free loan)

Required documents, etc.

Please note