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- We support the application of interest-free loans!
-For those who have trouble managing due to the effects of coronavirus-
In administrative scrivener corporation Climb, for those who are in trouble with management due to the influence of the new coronavirus,Interest-free financingWe are helping with the application.
Please feel free to contact us.
TEL: 03-5937-6960
About the cost
Interest-free financing |
Deposit: ¥ 22,000(Consumption tax included) |
New coronavirus infectious disease special loan (interest-free loan)
Overview | Small business | Small business |
Target |
[Small businesses] Companies with 20 or less employees (5 or less for wholesale/retail/service industries) |
[Small and medium enterprises] Small and medium enterprises that do not correspond to small businesses |
use | Equipment and working capital required due to social factors associated with the impact of new coronavirus infection | |
Loan limit | 8,000 million yen (separate frame) Up to 4,000 million yen with virtually no interest (first 3 years) | Direct loan 6 million yen (separate frame) Up to 2 million yen with virtually no interest (first 3 years) |
Interest rate (year) |
Click here for the standard interest rate: 1.36 ~ 1.75 |
Click here for the standard interest rate However, up to 2 million yen, the standard interest rate is -3% (*) until the third year after the loan, and the standard interest rate after the fourth year. * For some of the target people, from the executing agency that is determined separately for the portion with the base interest rate of -0.9% Interest will be replenished, and the initial three years will be virtually interest-free. |
Repayment period | Equipment funds within 20 years (of which deferral period is within 5 years), operating funds within 15 years (of which deferral period is within 5 years) *Deferred period = period in which only interest is paid |
Equipment funds within 20 years (of which deferral period is within 5 years), operating funds within 15 years (of which deferral period is within 5 years) *Deferred period = period in which only interest is paid |
Collateral | Unsecured |
Unsecured |
How to apply | ① Document mail (Japan Finance Corporation branches) ⇒ ② Interview ⇒ ③ Loan | Direct loan ① Consultation at the window or telephone (of each branch of the JFC)SME business contact) ⇒ ② Application ⇒ ③ Interview ⇒ ④ Loan |
Required documents, etc. | Small business | Small business |
Private business | ■ Borrowing application form ■ Declaration of sales decrease due to new coronavirus infection ■ Copy of the last two tax returns (set) * Blue declaration: Blue declaration financial statements, white declaration: Including income and expenditure breakdown * For those who have completed only one tax return, one term If you are new to the business and have not completed your tax return: No submission required ■ Business overview (customer's self-report) ■ Copy of driver's license (both sides) or passport (page of face photo and page showing current address, etc.) ■Copy of license (one running a business that requires permission/notification of restaurants, etc.) ・In addition to the above, it is necessary to submit materials such as books when interviewing ・If you apply for "equipment", you need to submit a quotation |
■ Borrowing application form ■Corporate registration certificate (original) (for those who do not currently use SMEs) * If you are a sole proprietor, you need to submit a "seal certificate" ■Personal seal certificate of the representative (original) (for those who do not currently use SMEs) ■ Tax payment certificate (original) (for those who are not currently using the SME business) ・ Certificate of corporate tax amount for the last two terms (Part XNUMX) * Individual business owner: "Certificate of income tax payment" is required ・ Proof that there is no unpaid amount of the latest consumption tax (No. XNUMX or No. XNUMX-XNUMX) ■Recent XNUMX tax returns and financial statements (including account statement) * Sole proprietor: The financial statements for the last three terms are required. ■Materials for recent sales * Trial balance, sales book, or "Declaration of sales decrease due to the effects of new coronavirus infection", etc. ・Additional materials (eg company profile) may be required |
Corporate sales | ■ Borrowing application form ■ Declaration of sales decrease due to new coronavirus infection ■ Copy of tax returns and financial statements for the last two terms (including account statement) * For those who have completed only one tax return, one term If you are new to the business and have not completed your tax return: No submission required ■ Certificate of all corporate history matters or certified copy (original) ■ Business overview (customer's self-report) ■ Copy of representative's driver's license (both sides) or passport (page of face photo and page showing current address, etc.) ■Copy of license (one running a business that requires permission/notification of restaurants, etc.) ・In addition to the above, it is necessary to submit materials such as books when interviewing ・If you apply for "equipment", you need to submit a quotation |
Please note
- If we determine that we are unable to respond, we may decline support. Please note.
- This service does not promise a loan.